Capital Partners
Fast, asset-backed lending for real estate investors. When timing is everything, XD Capital Partners delivers certainty of execution and speed of close, from $1M to $20M.
Lending Parameters
Loan Size
$1M – $20M
Asset Types
Commercial & Industrial
Geography
MD & Mid-Atlantic
Loan Term
6 – 24 Months
Underwriting
Asset-Based
Speed
Close in Days
Loan Programs
Capital structured around your deal
We lend on the asset, not just the borrower. Whether you're acquiring, repositioning, or recycling equity, we structure loans around what your deal actually needs.
Bridge Loans
Short-term acquisition and bridge financing for investors who need to move fast. Close in days, not weeks. Ideal for time-sensitive deals where traditional lending isn't an option.
Acquisition Financing
Asset-backed loans to fund the purchase of commercial and investment properties. We underwrite the deal, not just the borrower — which means we can fund deals that banks won't touch.
Value-Add & Rehab
Financing for properties that need capital improvement before they can be stabilized, refinanced, or sold. We understand the business plan and lend against the after-repair value.
Cash-Out Refinance
Unlock equity in properties you already own. Whether you're recycling capital into new deals or funding improvements, we can structure a cash-out loan against your existing assets.
How It Works
Simple. Fast. Certain.
We have eliminated the complexity of traditional lending. Here is how we go from introduction to funded.
01
Submit Your Deal
Send us the address, purchase price or current value, loan amount needed, and a brief description of the business plan. No lengthy applications.
02
We Underwrite Fast
Our team reviews the asset, the market, and the plan. We issue a term sheet quickly — often within 24–48 hours of receiving deal details.
03
Close with Certainty
Once terms are agreed, we move to closing. We fund from our own balance sheet, which means no committee approvals, no surprises.
Why XD Capital Partners
We lend like investors, because we are.
XD Capital Partners is backed by the same owner-operator experience that drives XD Commercial's broader real estate platform. We understand deals because we do deals — which means we underwrite faster, structure smarter, and close when others can't.
Balance Sheet Lender
We fund from our own capital — no third-party approval required.
Asset-Focused Underwriting
We lend on the property and the plan, not just the credit score.
Speed to Close
Term sheets in 24–48 hours. Closings in days, not months.
Investor-First Thinking
We know what a good deal looks like. We structure to make yours work.